Are you a fiduciary?
Yes. A fiduciary is required to always put their client’s best interest first. Most of the financial services industry isn’t held to this standard. We accept this as a moral obligation that guides our thoughts, words, and deeds rather than a regulatory one. But our licensure as a Registered Investment Advisor (RIA) does require us to act as a fiduciary. Additionally, as I am a CERTIFIED FINANCIAL PLANNER™ professional, I am also governed by the CFP® Board’s rigorous standards, which include always acting as a fiduciary when providing financial advice to a client.